BharatPe for Merchants

Introducing BharatPe

BharatPe is a comprehensive payment app allowing you to accept UPI and card payments from any app. A single QR code enables merchants to seamlessly accept payments from Google Pay, PhonePe, Paytm, BHIM, Amazon UPI, and over 150 other banking apps. BharatSwipe supports both debit and credit card payments. Over 7 million merchants rely on BharatPe for their payment solutions. Invest your earnings to earn up to 12% annual interest and obtain loans to grow your business at competitive low interest rates.

Accept all Types of Payment

BharatPe enables you to accept payments from all major UPI apps like Paytm, PhonePe, and Google Pay without any fees. Additionally, customers can pay through multiple modes like Bank Account, RuPay Credit card and Wallet etc.

You can also withdraw money instantly and transfer it directly to your bank account.

Business Loans Made Easy

Expand your business with BharatPe's low-interest loans and a hassle-free, 100% online application process that requires no paperwork, collateral, or guarantees. Repay your loan effortlessly through Easy Daily Installments (EDI).

Loan Repayment Terms:

Repay in Easy Daily Installments (EDI).

Loan Tenure: 3 months to 15 months

Minimum Tenure: 3 months

Maximum Tenure: 15 months

Interest Rate - Annual Percentage Rate (APR):

APR is communicated on the BharatPe App while taking a loan.

Ranges from 21% - 30%

Minimum APR: 21%

Maximum APR: 30%

Amount: Rs. 10,000 to Rs. 10,00,000

Processing fees: 0% to 2%

An example:

Loan Amount: Rs. 1,00,000

Tenure: 6 months

Interest Rate (APR): 24% per year

Repayment Amount: Rs. 1,12,000

Total Interest Payable: Rs. 100,000 x 24%/12*6 (6 months) = Rs. 12,000

Processing Fees (incl. GST): Rs. 2,000

Disbursed Amount: Rs. 100,000 (Loan Amount) - Rs. 2,000 (Processing Fees) = Rs. 98,000

Total Amount Payable: Rs. 1,12,000 (EDI of 722)

Total Cost of the Loan: Interest Amount + Processing Fees = Rs. 12,000 + Rs. 2,000 = Rs. 14,000

NBFC partners:

Loans are offered in collaboration with RBI-approved NBFCs, such as LendenClub (Innofin Solutions Private Limited), Liquiloans (NDX P2P Private Limited), Trillions (TRILLIONLOANS FINTECH PRIVATE LIMITED), ABFL (Aditya Birla Finance Limited), and Arthmate (Mamta Financing India Private Limited). The NBFC's sanction letter is displayed in the app and shared as a notification.

Earn up to 12%

Enjoy up to 12% interest on your BharatPe account balance, credited daily. Add funds or request withdrawals at your convenience, knowing your money is securely invested with our RBI-approved NBFC partners.

Permissions

In accordance with National Payments Corporation of India (NPCI) regulations, SIM binding (Send and Receive SMS) is required from the user's device to authenticate and authorize UPI payments. Additional permissions, such as Location and Contacts, are necessary to create your credit profile and provide loan offers. To review our privacy policy, please visit: Privacy Policy - BharatPe

Please note that BharatPe is the brand name of the application launched by Resillient Innovations Private Limited. BharatPe is our developer name.

Contact Information:

+918882555444

hello@bharatpe.com

Home - BharatPe

Head Office:

Resilient Innovations Private Limited

Address: 7th and 12th Floor, Building No. 8 Block-C, Cyber City DLF City

Phase 2 Road, Gurugram, Haryana, 122008.